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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,749 | $109,359-79.2% | $162,185-86.0% | $72,976-68.8% |
| Participation rate | 91.7% | 84.3%+7.4pp | 87.6%+4.1pp | 69.5%+22.2pp |
| Annual return | 24.26% | 25.46%-1.2pp | 115.61%-91.4pp | 81.02%-56.8pp |
| Employer contribution / active EE | $1,251 | $3,907-68.0% | $5,613-77.7% | $2,440-48.7% |
| Participant deferral / active EE | $1,108 | $5,481-79.8% | $7,297-84.8% | $3,608-69.3% |
| Admin fee / account holder | $364 | $7,972-95.4% | $10,844-96.6% | $5,124-92.9% |