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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,969 | $87,834-84.1% | $133,975-89.6% | $62,881-77.8% |
| Participation rate | 97.9% | 83.4%+14.5pp | 87.1%+10.9pp | 69.3%+28.6pp |
| Annual return | 6.02% | 12.05%-6.0pp | 29.29%-23.3pp | 20.14%-14.1pp |
| Employer contribution / active EE | $1,314 | $3,482-62.3% | $5,211-74.8% | $2,281-42.4% |
| Participant deferral / active EE | $1,230 | $4,812-74.4% | $6,282-80.4% | $3,203-61.6% |
| Admin fee / account holder | $4,961 | $5,372-7.7% | $9,324-46.8% | $4,296+15.5% |