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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,416 | $94,529-82.6% | $140,019-88.3% | $64,173-74.4% |
| Participation rate | 93.6% | 84.1%+9.5pp | 87.5%+6.1pp | 69.6%+24.0pp |
| Annual return | -5.48% | 7.77%-13.2pp | 651.17%-656.6pp | 7.63%-13.1pp |
| Employer contribution / active EE | $1,212 | $3,812-68.2% | $5,605-78.4% | $2,381-49.1% |
| Participant deferral / active EE | $1,140 | $5,250-78.3% | $6,927-83.5% | $3,470-67.1% |
| Admin fee / account holder | $2,428 | $6,741-64.0% | $10,705-77.3% | $4,887-50.3% |