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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,381 | $142,972-50.8% | $214,702-67.2% | $86,983-19.1% |
| Participation rate | 90.6% | 84.9%+5.7pp | 87.5%+3.1pp | 69.5%+21.0pp |
| Annual return | 51.22% | 18.49%+32.7pp | 54.55%-3.3pp | 25.83%+25.4pp |
| Employer contribution / active EE | $6,421 | $4,635+38.5% | $6,461-0.6% | $2,584+148.5% |
| Participant deferral / active EE | $1,939 | $6,568-70.5% | $9,147-78.8% | $4,194-53.8% |
| Admin fee / account holder | $8,296 | $17,617-52.9% | $19,830-58.2% | $7,856+5.6% |