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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,847 | $138,386-65.4% | $184,260-74.0% | $80,935-40.9% |
| Participation rate | 92.6% | 83.9%+8.7pp | 86.8%+5.8pp | 67.7%+24.9pp |
| Annual return | 13.45% | 20.02%-6.6pp | 28.84%-15.4pp | 35.66%-22.2pp |
| Employer contribution / active EE | $11,408 | $4,851+135.2% | $6,427+77.5% | $2,757+313.8% |
| Participant deferral / active EE | $1,843 | $7,076-73.9% | $9,133-79.8% | $4,299-57.1% |
| Admin fee / account holder | $4,223 | $10,489-59.7% | $13,898-69.6% | $6,924-39.0% |