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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,251 | $125,797-68.8% | $170,057-76.9% | $75,177-47.8% |
| Participation rate | 96.5% | 83.6%+12.9pp | 87.0%+9.5pp | 67.2%+29.3pp |
| Annual return | 21.29% | 27.20%-5.9pp | 53.42%-32.1pp | 160.75%-139.5pp |
| Employer contribution / active EE | $4,980 | $4,616+7.9% | $6,790-26.7% | $2,671+86.4% |
| Participant deferral / active EE | $2,005 | $6,838-70.7% | $10,411-80.7% | $4,126-51.4% |
| Admin fee / account holder | $1,060 | $8,177-87.0% | $12,826-91.7% | $5,651-81.2% |