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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,890 | $123,793-77.5% | $177,848-84.3% | $79,856-65.1% |
| Participation rate | 83.0% | 84.7%-1.6pp | 87.7%-4.7pp | 69.6%+13.4pp |
| Annual return | 19.15% | 22.82%-3.7pp | 48.33%-29.2pp | 31.71%-12.6pp |
| Employer contribution / active EE | $1,254 | $4,095-69.4% | $5,919-78.8% | $2,471-49.3% |
| Participant deferral / active EE | $1,199 | $5,956-79.9% | $7,714-84.5% | $3,741-68.0% |
| Admin fee / account holder | $714 | $7,243-90.1% | $12,431-94.3% | $5,306-86.6% |