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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,893 | $213,785-29.4% | $185,441-18.6% | $155,188-2.8% |
| Participation rate | 73.7% | 83.2%-9.5pp | 80.3%-6.6pp | 80.8%-7.1pp |
| Annual return | 13.45% | 19.97%-6.5pp | 20.16%-6.7pp | 148.84%-135.4pp |
| Employer contribution / active EE | $2,254 | $5,393-58.2% | $4,672-51.8% | $4,248-46.9% |
| Participant deferral / active EE | $6,574 | $6,864-4.2% | $6,152+6.9% | $6,531+0.7% |
| Admin fee / account holder | $1,455 | $21,134-93.1% | $17,890-91.9% | $14,480-90.0% |