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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,787 | $135,645-71.4% | $110,243-64.8% | $135,380-71.3% |
| Participation rate | 88.9% | 83.5%+5.4pp | 79.8%+9.1pp | 82.6%+6.2pp |
| Annual return | -11.37% | 513.24%-524.6pp | 314.76%-326.1pp | 519.81%-531.2pp |
| Employer contribution / active EE | $3,142 | $4,907-36.0% | $3,827-17.9% | $4,779-34.3% |
| Participant deferral / active EE | $8,581 | $5,507+55.8% | $4,672+83.7% | $5,609+53.0% |
| Admin fee / account holder | $746 | $11,458-93.5% | $8,548-91.3% | $10,828-93.1% |