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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,628 | $154,145-21.1% | $130,014-6.4% | $139,427-12.8% |
| Participation rate | 62.5% | 82.0%-19.5pp | 78.5%-16.0pp | 80.3%-17.8pp |
| Annual return | 16.73% | 32.49%-15.8pp | -137.22%+153.9pp | 373.27%-356.5pp |
| Employer contribution / active EE | $2,377 | $5,290-55.1% | $4,320-45.0% | $4,752-50.0% |
| Participant deferral / active EE | $8,485 | $6,711+26.4% | $5,821+45.8% | $6,711+26.4% |
| Admin fee / account holder | $10,419 | $14,009-25.6% | $10,616-1.8% | $11,404-8.6% |