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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,559 | $131,835-87.4% | $108,582-84.7% | $273,972-94.0% |
| Participation rate | 91.7% | 83.5%+8.2pp | 79.6%+12.1pp | 83.0%+8.7pp |
| Annual return | 11.14% | -91.57%+102.7pp | -51.70%+62.8pp | 41.46%-30.3pp |
| Employer contribution / active EE | $2,276 | $4,913-53.7% | $3,758-39.5% | $4,869-53.3% |
| Participant deferral / active EE | $5,692 | $5,127+11.0% | $4,311+32.0% | $5,287+7.7% |
| Admin fee / account holder | $368 | $10,253-96.4% | $7,645-95.2% | $10,133-96.4% |