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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,293 | $144,130-79.7% | $117,861-75.1% | $147,586-80.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 20.98% | 531.20%-510.2pp | 335.11%-314.1pp | 578.59%-557.6pp |
| Employer contribution / active EE | $2,992 | $4,897-38.9% | $3,786-21.0% | $4,876-38.6% |
| Participant deferral / active EE | $7,305 | $5,316+37.4% | $4,482+63.0% | $5,439+34.3% |
| Admin fee / account holder | $372 | $10,887-96.6% | $8,021-95.4% | $10,886-96.6% |