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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,211 | $152,619-54.0% | $125,195-43.9% | $152,909-54.1% |
| Participation rate | 66.7% | 83.3%-16.7pp | 79.8%-13.1pp | 82.5%-15.8pp |
| Annual return | 25.05% | 54.85%-29.8pp | 43.79%-18.7pp | 345.46%-320.4pp |
| Employer contribution / active EE | $2,387 | $4,947-51.8% | $3,866-38.3% | $4,764-49.9% |
| Participant deferral / active EE | $6,777 | $5,869+15.5% | $4,937+37.3% | $5,851+15.8% |
| Admin fee / account holder | $5,000 | $13,437-62.8% | $9,704-48.5% | $11,601-56.9% |