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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,479 | $142,409-36.5% | $119,634-24.4% | $134,545-32.8% |
| Participation rate | 66.7% | 82.8%-16.2pp | 79.3%-12.6pp | 81.2%-14.6pp |
| Annual return | -16.86% | -12.46%-4.4pp | -14.98%-1.9pp | 418.37%-435.2pp |
| Employer contribution / active EE | $2,446 | $5,224-53.2% | $4,232-42.2% | $4,742-48.4% |
| Participant deferral / active EE | $8,450 | $6,468+30.6% | $5,601+50.9% | $6,401+32.0% |
| Admin fee / account holder | $1,645 | $13,594-87.9% | $10,329-84.1% | $11,431-85.6% |