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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,255 | $176,794-51.2% | $146,647-41.2% | $167,553-48.5% |
| Participation rate | 66.7% | 83.6%-17.0pp | 80.1%-13.4pp | 82.1%-15.4pp |
| Annual return | 20.90% | 24.04%-3.1pp | 22.75%-1.8pp | 478.89%-458.0pp |
| Employer contribution / active EE | $1,995 | $5,161-61.4% | $4,137-51.8% | $4,840-58.8% |
| Participant deferral / active EE | $6,848 | $6,440+6.3% | $5,506+24.4% | $6,343+8.0% |
| Admin fee / account holder | $905 | $13,262-93.2% | $10,281-91.2% | $12,316-92.7% |