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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC7 years Filed as: UBS FINANCIAL SERVICES, INC. Service code 15 · EIN 13-2638166 | Recordkeeping | $54,666 |
ADP BROKER-DEALER3 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $34,804 |
ADP BROKER-DEALER8+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,233 | $86,655+87.2% | $119,622+35.6% | $66,938+142.4% |
| Participation rate | 95.4% | 75.6%+19.9pp | 79.3%+16.2pp | 69.8%+25.6pp |
| Annual return | -17.71% | -8.00%-9.7pp | -14.98%-2.7pp | 1.58%-19.3pp |
| Employer contribution / active EE | $3,075 | $2,536+21.3% | $4,232-27.3% | $2,545+20.8% |
| Participant deferral / active EE | $10,095 | $4,358+131.6% | $5,601+80.2% | $4,238+138.2% |
| Admin fee / account holder | $420 | $755-44.3% | $10,328-95.9% | $594-29.2% |