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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $546,655 | $154,228+254.4% | $145,433+275.9% | $137,256+298.3% |
| Participation rate | 88.2% | 83.8%+4.4pp | 82.1%+6.1pp | 80.0%+8.3pp |
| Annual return | 11.75% | 74.59%-62.8pp | 66.58%-54.8pp | 220.34%-208.6pp |
| Employer contribution / active EE | $5,326 | $4,804+10.9% | $4,554+16.9% | $4,156+28.2% |
| Participant deferral / active EE | $11,086 | $8,216+34.9% | $7,897+40.4% | $6,407+73.0% |
| Admin fee / account holder | $27,384 | $14,344+90.9% | $13,129+108.6% | $12,270+123.2% |