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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $415,451 | $138,102+200.8% | $125,381+231.4% | $134,532+208.8% |
| Participation rate | 85.0% | 84.5%+0.5pp | 82.4%+2.6pp | 81.2%+3.8pp |
| Annual return | -11.17% | 750.73%-761.9pp | 572.31%-583.5pp | 418.27%-429.4pp |
| Employer contribution / active EE | $5,080 | $5,245-3.2% | $4,815+5.5% | $4,741+7.1% |
| Participant deferral / active EE | $8,891 | $7,801+14.0% | $7,448+19.4% | $6,401+38.9% |
| Admin fee / account holder | $12,380 | $11,568+7.0% | $10,007+23.7% | $11,429+8.3% |