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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $439,767 | $159,978+174.9% | $147,041+199.1% | $145,978+201.3% |
| Participation rate | 93.8% | 84.0%+9.7pp | 82.2%+11.6pp | 80.3%+13.5pp |
| Annual return | 7.92% | 98.36%-90.4pp | 419.21%-411.3pp | 550.52%-542.6pp |
| Employer contribution / active EE | $5,177 | $5,288-2.1% | $4,935+4.9% | $4,662+11.1% |
| Participant deferral / active EE | $11,543 | $8,429+37.0% | $8,071+43.0% | $6,690+72.6% |
| Admin fee / account holder | $77,321 | $15,053+413.7% | $13,006+494.5% | $13,400+477.0% |