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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,432 | $135,956+134.2% | $123,894+157.0% | $273,972+16.2% |
| Participation rate | 95.0% | 84.1%+10.9pp | 81.4%+13.6pp | 83.0%+12.0pp |
| Annual return | 5.96% | 56.63%-50.7pp | 47.52%-41.6pp | 41.46%-35.5pp |
| Employer contribution / active EE | $4,279 | $5,170-17.2% | $4,617-7.3% | $4,869-12.1% |
| Participant deferral / active EE | $7,458 | $6,343+17.6% | $5,984+24.6% | $5,287+41.1% |
| Admin fee / account holder | $13,707 | $9,817+39.6% | $8,357+64.0% | $10,133+35.3% |