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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $448,835 | $148,623+202.0% | $135,974+230.1% | $139,466+221.8% |
| Participation rate | 87.5% | 83.9%+3.6pp | 81.9%+5.6pp | 80.3%+7.2pp |
| Annual return | 12.06% | 79.30%-67.2pp | 68.30%-56.2pp | 373.66%-361.6pp |
| Employer contribution / active EE | $5,234 | $5,246-0.2% | $4,859+7.7% | $4,754+10.1% |
| Participant deferral / active EE | $10,523 | $8,103+29.9% | $7,760+35.6% | $6,712+56.8% |
| Admin fee / account holder | $10,925 | $12,406-11.9% | $10,767+1.5% | $11,409-4.2% |