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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $442,958 | $157,296+181.6% | $141,191+213.7% | $152,897+189.7% |
| Participation rate | 94.7% | 84.8%+9.9pp | 82.5%+12.3pp | 82.5%+12.3pp |
| Annual return | 16.39% | 64.34%-48.0pp | 71.41%-55.0pp | 345.43%-329.0pp |
| Employer contribution / active EE | $4,945 | $5,262-6.0% | $4,736+4.4% | $4,764+3.8% |
| Participant deferral / active EE | $9,217 | $7,111+29.6% | $6,710+37.4% | $5,851+57.5% |
| Admin fee / account holder | $17,585 | $12,125+45.0% | $10,264+71.3% | $11,599+51.6% |