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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $546,655 | $156,398+249.5% | $147,318+271.1% | $138,895+293.6% |
| Participation rate | 88.2% | 83.8%+4.5pp | 82.1%+6.2pp | 79.9%+8.3pp |
| Annual return | 11.75% | 78.75%-67.0pp | 70.43%-58.7pp | 145.39%-133.6pp |
| Employer contribution / active EE | $5,326 | $4,853+9.7% | $4,593+16.0% | $4,194+27.0% |
| Participant deferral / active EE | $11,086 | $8,237+34.6% | $7,906+40.2% | $6,396+73.3% |
| Admin fee / account holder | $27,384 | $14,976+82.9% | $13,708+99.8% | $12,562+118.0% |