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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,231 | $77,817+306.4% | $123,553+155.9% | $64,173+392.8% |
| Participation rate | 93.9% | 74.7%+19.2pp | 82.3%+11.6pp | 69.6%+24.3pp |
| Annual return | -3.32% | 12.49%-15.8pp | 119.21%-122.5pp | 7.63%-10.9pp |
| Employer contribution / active EE | $4,899 | $3,014+62.6% | $4,628+5.9% | $2,381+105.8% |
| Participant deferral / active EE | $12,767 | $5,240+143.6% | $6,426+98.7% | $3,470+268.0% |
| Admin fee / account holder | $35,370 | $5,519+540.9% | $9,284+281.0% | $4,887+623.7% |