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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,385 | $93,617+201.6% | $135,982+107.7% | $75,177+275.6% |
| Participation rate | 96.5% | 75.2%+21.3pp | 81.9%+14.6pp | 67.2%+29.3pp |
| Annual return | 22.86% | 30.89%-8.0pp | 68.32%-45.5pp | 160.75%-137.9pp |
| Employer contribution / active EE | $5,012 | $3,538+41.7% | $4,859+3.2% | $2,671+87.7% |
| Participant deferral / active EE | $12,544 | $6,406+95.8% | $7,760+61.7% | $4,126+204.0% |
| Admin fee / account holder | $37,081 | $6,980+431.3% | $10,767+244.4% | $5,651+556.2% |