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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,752 | $89,370+288.0% | $141,197+145.6% | $72,976+375.2% |
| Participation rate | 92.3% | 75.1%+17.2pp | 82.5%+9.8pp | 69.5%+22.8pp |
| Annual return | 23.01% | 111.88%-88.9pp | 71.41%-48.4pp | 81.02%-58.0pp |
| Employer contribution / active EE | $4,534 | $3,115+45.6% | $4,736-4.3% | $2,440+85.8% |
| Participant deferral / active EE | $11,592 | $5,419+113.9% | $6,710+72.7% | $3,608+221.3% |
| Admin fee / account holder | $49,341 | $5,957+728.3% | $10,265+380.7% | $5,124+862.9% |