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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,575 | $98,776+293.4% | $149,745+159.5% | $79,856+386.6% |
| Participation rate | 94.3% | 75.8%+18.5pp | 82.5%+11.9pp | 69.6%+24.7pp |
| Annual return | 19.25% | 27.38%-8.1pp | 276.72%-257.5pp | 31.71%-12.5pp |
| Employer contribution / active EE | $4,679 | $3,217+45.4% | $4,646+0.7% | $2,471+89.3% |
| Participant deferral / active EE | $12,142 | $5,681+113.7% | $6,843+77.4% | $3,741+224.6% |
| Admin fee / account holder | $13,976 | $6,053+130.9% | $9,312+50.1% | $5,306+163.4% |