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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,512 | $82,678+209.0% | $125,391+103.8% | $68,490+273.1% |
| Participation rate | 91.7% | 75.1%+16.6pp | 82.4%+9.3pp | 67.9%+23.8pp |
| Annual return | -22.94% | -5.97%-17.0pp | 572.41%-595.3pp | -7.85%-15.1pp |
| Employer contribution / active EE | $4,555 | $3,382+34.7% | $4,816-5.4% | $2,597+75.4% |
| Participant deferral / active EE | $11,571 | $6,111+89.3% | $7,448+55.4% | $4,028+187.3% |
| Admin fee / account holder | $74,481 | $6,277+1086.5% | $10,009+644.2% | $5,403+1278.5% |