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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,963 | $85,766+301.0% | $136,298+152.4% | $70,126+390.5% |
| Participation rate | 95.9% | 74.2%+21.8pp | 81.9%+14.0pp | 69.5%+26.4pp |
| Annual return | 17.55% | 31.46%-13.9pp | 5156.27%-5138.7pp | 73.15%-55.6pp |
| Employer contribution / active EE | $4,628 | $2,966+56.0% | $4,696-1.4% | $2,343+97.6% |
| Participant deferral / active EE | $11,976 | $5,051+137.1% | $6,247+91.7% | $3,332+259.5% |
| Admin fee / account holder | $25,422 | $5,421+369.0% | $9,244+175.0% | $4,645+447.2% |