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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $341,052 | $102,385+233.1% | $147,080+131.9% | $80,935+321.4% |
| Participation rate | 91.7% | 75.9%+15.8pp | 82.2%+9.5pp | 67.7%+24.0pp |
| Annual return | 18.35% | 135.09%-116.7pp | 420.17%-401.8pp | 35.66%-17.3pp |
| Employer contribution / active EE | $5,162 | $3,717+38.9% | $4,933+4.6% | $2,757+87.3% |
| Participant deferral / active EE | $13,068 | $6,651+96.5% | $8,066+62.0% | $4,299+203.9% |
| Admin fee / account holder | $17,494 | $7,951+120.0% | $12,989+34.7% | $6,924+152.6% |