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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $410,315 | $105,210+290.0% | $159,487+157.3% | $85,851+377.9% |
| Participation rate | 93.0% | 75.8%+17.2pp | 82.8%+10.1pp | 69.3%+23.7pp |
| Annual return | 14.77% | 45.08%-30.3pp | 263.71%-248.9pp | 318.63%-303.9pp |
| Employer contribution / active EE | $4,603 | $3,319+38.7% | $4,831-4.7% | $2,565+79.4% |
| Participant deferral / active EE | $11,744 | $5,946+97.5% | $7,354+59.7% | $3,952+197.1% |
| Admin fee / account holder | $7,522 | $6,934+8.5% | $10,804-30.4% | $6,261+20.1% |