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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,535 | $72,177+79.5% | $115,038+12.6% | $59,633+117.2% |
| Participation rate | 78.0% | 72.6%+5.5pp | 81.4%-3.3pp | 68.7%+9.4pp |
| Annual return | -2.35% | 12.02%-14.4pp | 26.14%-28.5pp | 2041.45%-2043.8pp |
| Employer contribution / active EE | $366 | $2,841-87.1% | $4,608-92.1% | $2,203-83.4% |
| Participant deferral / active EE | $5,491 | $4,783+14.8% | $6,026-8.9% | $3,192+72.0% |
| Admin fee / account holder | $20,291 | $4,927+311.8% | $8,175+148.2% | $4,297+372.2% |