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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,530 | $102,382+8.9% | $147,005-24.1% | $80,874+37.9% |
| Participation rate | 91.5% | 75.8%+15.6pp | 82.2%+9.3pp | 67.6%+23.8pp |
| Annual return | 10.70% | 134.89%-124.2pp | 418.76%-408.1pp | 35.62%-24.9pp |
| Employer contribution / active EE | $533 | $3,715-85.6% | $4,934-89.2% | $2,756-80.6% |
| Participant deferral / active EE | $7,260 | $6,646+9.2% | $8,070-10.0% | $4,297+69.0% |
| Admin fee / account holder | $10,268 | $7,942+29.3% | $13,006-21.1% | $6,935+48.1% |