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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,740 | $77,817+44.9% | $123,553-8.8% | $64,173+75.7% |
| Participation rate | 73.5% | 74.7%-1.2pp | 82.3%-8.8pp | 69.6%+3.9pp |
| Annual return | -7.49% | 12.49%-20.0pp | 119.21%-126.7pp | 7.63%-15.1pp |
| Employer contribution / active EE | $398 | $3,014-86.8% | $4,628-91.4% | $2,381-83.3% |
| Participant deferral / active EE | $5,272 | $5,240+0.6% | $6,426-18.0% | $3,470+51.9% |
| Admin fee / account holder | $3,440 | $5,519-37.7% | $9,284-63.0% | $4,887-29.6% |