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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,294 | $105,210+22.9% | $159,487-18.9% | $85,851+50.6% |
| Participation rate | 73.9% | 75.8%-1.9pp | 82.8%-8.9pp | 69.3%+4.6pp |
| Annual return | 12.42% | 45.08%-32.7pp | 263.71%-251.3pp | 318.63%-306.2pp |
| Employer contribution / active EE | $428 | $3,319-87.1% | $4,831-91.1% | $2,565-83.3% |
| Participant deferral / active EE | $6,156 | $5,946+3.5% | $7,354-16.3% | $3,952+55.7% |
| Admin fee / account holder | $423 | $6,934-93.9% | $10,804-96.1% | $6,261-93.2% |