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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,447 | $93,617+28.7% | $135,982-11.4% | $75,177+60.2% |
| Participation rate | 84.4% | 75.2%+9.2pp | 81.9%+2.5pp | 67.2%+17.2pp |
| Annual return | 13.79% | 30.89%-17.1pp | 68.32%-54.5pp | 160.75%-147.0pp |
| Employer contribution / active EE | $7,190 | $3,538+103.2% | $4,859+48.0% | $2,671+169.2% |
| Participant deferral / active EE | $498 | $6,406-92.2% | $7,760-93.6% | $4,126-87.9% |
| Admin fee / account holder | $682 | $6,980-90.2% | $10,767-93.7% | $5,651-87.9% |