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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,734 | $82,678+20.6% | $125,391-20.5% | $68,490+45.6% |
| Participation rate | 87.0% | 75.1%+11.9pp | 82.4%+4.6pp | 67.9%+19.1pp |
| Annual return | -15.17% | -5.97%-9.2pp | 572.41%-587.6pp | -7.85%-7.3pp |
| Employer contribution / active EE | $464 | $3,382-86.3% | $4,816-90.4% | $2,597-82.1% |
| Participant deferral / active EE | $6,283 | $6,111+2.8% | $7,448-15.6% | $4,028+56.0% |
| Admin fee / account holder | $2,681 | $6,277-57.3% | $10,009-73.2% | $5,403-50.4% |