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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,848 | $98,776+25.4% | $149,745-17.3% | $79,856+55.1% |
| Participation rate | 86.4% | 75.8%+10.6pp | 82.5%+3.9pp | 69.6%+16.7pp |
| Annual return | 12.01% | 27.38%-15.4pp | 276.72%-264.7pp | 31.71%-19.7pp |
| Employer contribution / active EE | $462 | $3,217-85.6% | $4,646-90.1% | $2,471-81.3% |
| Participant deferral / active EE | $5,472 | $5,681-3.7% | $6,843-20.0% | $3,741+46.3% |
| Admin fee / account holder | $16,884 | $6,053+178.9% | $9,312+81.3% | $5,306+218.2% |