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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,354 | $76,551+46.8% | $123,894-9.3% | $62,881+78.7% |
| Participation rate | 72.5% | 73.0%-0.4pp | 81.4%-8.9pp | 69.3%+3.2pp |
| Annual return | 7.99% | 18.68%-10.7pp | 47.52%-39.5pp | 20.14%-12.2pp |
| Employer contribution / active EE | $374 | $2,882-87.0% | $4,617-91.9% | $2,281-83.6% |
| Participant deferral / active EE | $5,111 | $4,840+5.6% | $5,984-14.6% | $3,203+59.6% |
| Admin fee / account holder | $13,520 | $4,826+180.2% | $8,357+61.8% | $4,296+214.7% |