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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,585 | $77,817+281.1% | $123,553+140.0% | $64,173+362.2% |
| Participation rate | 82.5% | 74.7%+7.8pp | 82.3%+0.2pp | 69.6%+12.9pp |
| Annual return | -4.97% | 12.49%-17.5pp | 119.21%-124.2pp | 7.63%-12.6pp |
| Employer contribution / active EE | $9,707 | $3,014+222.1% | $4,628+109.7% | $2,381+307.7% |
| Participant deferral / active EE | $9,372 | $5,240+78.8% | $6,426+45.8% | $3,470+170.1% |
| Admin fee / account holder | $5,944 | $5,519+7.7% | $9,284-36.0% | $4,887+21.6% |