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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,030 | $76,551+295.9% | $123,894+144.6% | $62,881+381.9% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 4.96% | 18.68%-13.7pp | 47.52%-42.6pp | 20.14%-15.2pp |
| Employer contribution / active EE | $11,410 | $2,882+295.9% | $4,617+147.1% | $2,281+400.3% |
| Participant deferral / active EE | $11,305 | $4,840+133.6% | $5,984+88.9% | $3,203+253.0% |
| Admin fee / account holder | $61,109 | $4,826+1166.3% | $8,357+631.2% | $4,296+1322.6% |