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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,862 | $93,617+211.8% | $135,982+114.6% | $75,177+288.2% |
| Participation rate | 78.2% | 75.2%+3.0pp | 81.9%-3.7pp | 67.2%+11.0pp |
| Annual return | 20.32% | 30.89%-10.6pp | 68.32%-48.0pp | 160.75%-140.4pp |
| Employer contribution / active EE | $11,870 | $3,538+235.5% | $4,859+144.3% | $2,671+344.4% |
| Participant deferral / active EE | $10,546 | $6,406+64.6% | $7,760+35.9% | $4,126+155.6% |
| Admin fee / account holder | $34,760 | $6,980+398.0% | $10,767+222.8% | $5,651+515.1% |