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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $363,441 | $98,776+267.9% | $149,745+142.7% | $79,856+355.1% |
| Participation rate | 79.4% | 75.8%+3.6pp | 82.5%-3.1pp | 69.6%+9.8pp |
| Annual return | 15.08% | 27.38%-12.3pp | 276.72%-261.6pp | 31.71%-16.6pp |
| Employer contribution / active EE | $11,591 | $3,217+260.3% | $4,646+149.5% | $2,471+369.0% |
| Participant deferral / active EE | $10,172 | $5,681+79.0% | $6,843+48.6% | $3,741+171.9% |
| Admin fee / account holder | $47,821 | $6,053+690.1% | $9,312+413.6% | $5,306+801.2% |