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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $363,406 | $102,385+254.9% | $147,080+147.1% | $80,935+349.0% |
| Participation rate | 94.3% | 75.9%+18.5pp | 82.2%+12.2pp | 67.7%+26.7pp |
| Annual return | 17.55% | 135.09%-117.5pp | 420.17%-402.6pp | 35.66%-18.1pp |
| Employer contribution / active EE | $13,829 | $3,717+272.1% | $4,933+180.3% | $2,757+401.7% |
| Participant deferral / active EE | $11,925 | $6,651+79.3% | $8,066+47.8% | $4,299+177.4% |
| Admin fee / account holder | $27,433 | $7,951+245.0% | $12,989+111.2% | $6,924+296.2% |