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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,168 | $82,678+246.1% | $125,391+128.2% | $68,490+317.8% |
| Participation rate | 71.4% | 75.1%-3.6pp | 82.4%-11.0pp | 67.9%+3.5pp |
| Annual return | -18.27% | -5.97%-12.3pp | 572.41%-590.7pp | -7.85%-10.4pp |
| Employer contribution / active EE | $10,616 | $3,382+213.9% | $4,816+120.4% | $2,597+308.8% |
| Participant deferral / active EE | $10,128 | $6,111+65.7% | $7,448+36.0% | $4,028+151.5% |
| Admin fee / account holder | $22,589 | $6,277+259.9% | $10,009+125.7% | $5,403+318.1% |