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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,331 | $72,177+381.2% | $115,038+201.9% | $59,633+482.4% |
| Participation rate | 94.1% | 72.6%+21.6pp | 81.4%+12.8pp | 68.7%+25.4pp |
| Annual return | 0.54% | 12.02%-11.5pp | 26.14%-25.6pp | 2041.45%-2040.9pp |
| Employer contribution / active EE | $11,220 | $2,841+294.9% | $4,608+143.5% | $2,203+409.4% |
| Participant deferral / active EE | $11,764 | $4,783+146.0% | $6,026+95.2% | $3,192+268.6% |
| Admin fee / account holder | $36,688 | $4,927+644.6% | $8,175+348.8% | $4,297+753.8% |