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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,121 | $85,766+294.2% | $136,298+148.1% | $70,126+382.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 15.91% | 31.46%-15.5pp | 5156.27%-5140.4pp | 73.15%-57.2pp |
| Employer contribution / active EE | $10,887 | $2,966+267.0% | $4,696+131.8% | $2,343+364.7% |
| Participant deferral / active EE | $12,989 | $5,051+157.1% | $6,247+107.9% | $3,332+289.8% |
| Admin fee / account holder | $32,597 | $5,421+501.4% | $9,244+252.6% | $4,645+601.7% |