Filed December 12, 2014
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 15 · EIN 84-0467907 | Recordkeeping | $1,514,617 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 26 · EIN 84-1532243 | Advisory (Participants) | $707,843 |
Filed as: LOCKTON INVESTMENT ADVISORS LLC Service code 16 444 W 47TH ST STE 900 · KANSAS CITY, MO 64119 | Consulting | $102,500 |
BAKER TILLY US, LLP2 years Filed as: BAKER TILLY US LLP Service code 19 4807 INNOVATE LN · MADISON, WI 53718 | Securities Custodian | $97,610 |
CREATIVE PLANNING LLC1 year Service code 16 5454 WEST 110TH STREET · OVERLAND PARK, KS 66221 | Consulting | $22,500 |
Service code 16 · EIN 34-1820650 | Consulting | $4,800 |
CHARLES SCHWAB & CO., INC.3 years Service code 26 · EIN 94-1737782 | Advisory (Participants) | $513 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,665 | $83,057-40.2% | $143,801-65.5% | $89,433-44.5% |
| Participation rate | 53.9% | 74.0%-20.1pp | 80.3%-26.4pp | 71.3%-17.3pp |
| Annual return | -15.60% | -13.97%-1.6pp | -0.04%-15.6pp | -11.88%-3.7pp |
| Employer contribution / active EE | $1,262 | $2,095-39.8% | $4,952-74.5% | $3,021-58.2% |
| Participant deferral / active EE | $3,181 | $4,281-25.7% | $5,639-43.6% | $5,125-37.9% |
| Admin fee / account holder | $96 | $83+16.0% | $14,680-99.3% | $79+21.3% |