Filed December 12, 2014
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 15 · EIN 84-0467907 | Recordkeeping | $1,297,944 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 26 · EIN 84-1532243 | Advisory (Participants) | $1,087,990 |
CREATIVE PLANNING LLC3 years Service code 19 5454 WEST 110TH STREET · OVERLAND PARK, KS 66221 | Securities Custodian | $96,000 |
BAKER TILLY US, LLP4 years Filed as: BAKER TILLY US LLP Service code 19 4807 INNOVATE LN · MADISON, WI 53718 | Securities Custodian | $78,750 |
Service code 16 · EIN 34-1820650 | Consulting | $6,600 |
CHARLES SCHWAB & CO., INC.5 years Service code 26 · EIN 94-1737782 | Advisory (Participants) | $1,659 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,678 | $73,283-4.9% | $155,556-55.2% | $106,553-34.6% |
| Participation rate | 57.0% | 73.3%-16.3pp | 78.2%-21.3pp | 69.8%-12.9pp |
| Annual return | 15.40% | 15.76%-0.4pp | 64.84%-49.4pp | 17.37%-2.0pp |
| Employer contribution / active EE | $1,822 | $2,241-18.7% | $4,675-61.0% | $3,359-45.7% |
| Participant deferral / active EE | $4,023 | $4,567-11.9% | $5,631-28.6% | $5,562-27.7% |
| Admin fee / account holder | $90 | $56+60.1% | $15,885-99.4% | $80+12.4% |