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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $442,240 | $95,383+363.6% | $185,837+138.0% | $85,856+415.1% |
| Participation rate | 93.0% | 68.8%+24.3pp | 81.7%+11.3pp | 69.3%+23.7pp |
| Annual return | 11.47% | 23.59%-12.1pp | 122.08%-110.6pp | 318.58%-307.1pp |
| Employer contribution / active EE | $19,448 | $3,313+487.0% | $5,168+276.3% | $2,565+658.1% |
| Participant deferral / active EE | $15,199 | $3,423+344.0% | $5,568+173.0% | $3,952+284.6% |
| Admin fee / account holder | $15,204 | $7,213+110.8% | $16,241-6.4% | $6,261+142.9% |